What is working capital loan?

Working capital loan is a loan given to businesses which needs additional money to roll in their business. Whether it is for operational use, payroll or to buy materials, if it is needed for business operation, then it qualifies as working capital. This loan also extends to business financing, where the borrower is granted a letter of award for a project. They just need additional funding to execute the project before receiving claims from the project.

Why need working capital loan?

Whether your business is a manufacturing company, trading company, retail or in service line, you will need working capital to operate your business. Sometime you may need additional financing due to unforeseen circumstances. You may need these financing for a short period of time, before your business income would recover. This is where we can help.

Requirements for working capital loan

This loan is open for businesses which are currently operating in a factory, or owning its own offices, or shop lots. And the businesses should be in operation for at least more than 1 year. If your business is established for less than 1 year, your loan is assessed on a case to case basis.

Who are we?

We have more than 10 years’ experience in this industry. In addition, we are licensed and hence all our acts are governed by the authority. We specializes in KL and Selangor, namely in KL and Selangor in Malaysia. Besides, we focus on areas such as Petaling Jaya, Puchong, Subang, Klang, Shah Alam, Bangsar, Cheras, Setapak, Ampang and Kajang. 

Besides KL and Selangor, we also cover states such as Johor, Melaka, Negeri Sembilan, Pahang and Perak for business loan.

Our services’ feature:

  • Easy application process – You can call us or leave your contact to us via website, and we will call you back.
  • Low document requirements – Our document requirements are simple and straight-forward
  • Fast approval process – Once we meet up face to face, and received your full documents, we can approve your loan within 24 hours – 48 hours.
  • Flexible tenure – We offer flexible loan tenure, based on customers’ needs and requirement.
  • Quick disbursement of loan – Once your loan is approved, we assure you of quick disbursement of loan.


Therefore, look no further. We are the best money lender which offers working capital loan and business funding. If you are operating in a factory, offices, retail shop lots or you have a valid letter award from a project, we can provide you with a financing solution. If have any question please give us a call for your free consultant service!

You may also like to read working capital loan, SME loan, personal loan and refinancing loan.