What is personal loan?

Personal loan is a type of loan offered to borrowers who are working. We do not need to check on their reasons, for whatever reasons, if we can proof their repayment ability, we can always offer them the loan.

Why need loan?

Sometimes, you may need additional cash, whether it is to repay your outstanding debts, or medical bills, travel or education. For whatever the reason, we can assess, and help approve your loan the soonest possible.

Requirements for personal loan

Firstly, the borrowers must be currently working in an established company, with fixed salary credited into his bank account. Secondly, his income must be able to substantiate the repayment of the loan amount. And thirdly, the borrower must be able to pass the telephone employment check by our company.

Who are we?

We have more than 10 years’ experience of helping people with urgent financial needs. In addition, we specializes in KL and Selangor within Malaysia, namely in Kepong, Selayang, Damansara, Petaling Jaya, Puchong, Putrajaya, Sri Petaling, Cheras, Balakong, Semenyih and Ampang. Besides, we also cover Johor, Negeri Sembilan, Malacca, Penang, Perak and Pahang for business loan.

Our services’ feature:

  • Flexible tenure – loan tenure depends on borrower’s needs.
  • Fast approval process – loan can be approved within 24 – 48 hours.
  • Quick disbursement of loan – loan will be disbursed immediately upon approval , either through online transfer or cash payment
  • Easy application process – preliminary assessment via telephone, subject to face to face meet up to verify.
  • Low document requirements – minimal document is required for loan application, such as IC, payslip, EPF, bank statements.


Thus, if you have urgent need of cash, and you need a temporary financing solution, you can always call us to ask. The loan amount may not be huge, and is dependent on your salary. Usually, it is 2 times of your available cashflow from your fixed salary. But at least that money is able to help you survive past your financial difficulty.